The Panopticon/Characters named only in novelisations

From Tardis Wiki, the free Doctor Who reference

I noticed in a couple of places that unnamed characters who are named in novelisations have their novelisation names mentioned as a side-note (as with Pilot and Co-pilot (The Horns of Nimon)).

Tardis:Valid sources/Detailed list mentions that television info supercedes novelisation info when in conflict. Is an unnamed character having a name actually a conflict or contradiction with what's in the story?